Postal laws and language fraud can go hand in hand, especially when language is used deceptively in the context of postal communication. This applies whether it’s physical mail or digital correspondence. Because postal laws primarily regulate the sending, delivery, and… Continue Reading →
Lawyers acting on instructions is not a defense. They may claim to be “just acting on their client’s instructions,” following the directions given by the bank. This doesn’t shield them from liability for fraudulent conduct, misleading representation, or other violations… Continue Reading →
“Language fraud” is the manipulation or distortion of language in legal or contractual communication in a deceptive manner. It often misleads or deceives parties into an unfair agreement or contract. Check out your mortgage contract! The fraud arises through manipulation… Continue Reading →
Fraudulent claims by Bank’s lawyers using the mail service demanding payments of unsubstantiated outstanding loan account balances… It’s likely they’re committing fraud. By the way, none of this is legal advice. Do your own research. Read the fine print. Who’d… Continue Reading →
Banking on nothing to hide, while making a legitimate claim regarding an alleged outstanding debt… Why might the bank be unwilling to supply audited accounts or fail to respond to requests for evidence? At first glance, one might assume that… Continue Reading →
Is ASIC victim of regulatory capture, a situation in which a regulatory body becomes influenced or dominated by the industries it regulates? In recent years, criticisms of ASIC (Australian Securities and Investments Commission) suggest that it’s too lenient with big… Continue Reading →
Regulatory capture occurs when regulatory agencies become controlled by the industries they oversee. When the industry or group influence or control the agency it’s supposed to be regulating, this impacts consumers. Often this happens when industry representatives or lobbyists are… Continue Reading →
Interest being mortgaged on a mortgage document the bank files with the Land Registry Office in Queensland raises some questions. We’re not lawyers, and none of this is legal advice. Do your own research… Firstly, there’s no “street address”, only… Continue Reading →
Mortgage stress describes a situation where a significant proportion of a household’s income is spent on mortgage repayments, causing financial difficulties and strain. While there’s no universal definition, mortgage stress typically occurs when a household spends 30% or more of… Continue Reading →
The term “pro se” is a Latin phrase that means “on one’s own behalf” or “for oneself.” In the context of the legal system, when an individual chooses to represent themselves in a legal proceeding without the assistance of a… Continue Reading →
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