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Category Banking

Banking history and laws

Banks Financial Sophistry

Banks financial sophistry becomes very apparent when dealing with an alleged outstanding loan liability. The bank has yet to provide the unpaid loan account’s owners details. Or reply to a whole list of questions seeking better particulars about the alleged… Continue Reading →

Banking Code Hidden In Plain Sight

Banking code of Practice, a document that some banks claim to adhere to, but it’s hidden in plain sight. When reading these statements from a bank’s code of conduct or customer service principles, banks define key terms in ways that… Continue Reading →

Systemic Corruption Lacks Accountability

Systemic corruption lacks accountability across various layers of governance, corporations, and institutions. They’re all more interested in protecting their own interests than actually serving the people they are meant to represent. The challenge is no longer just a matter of… Continue Reading →

Foreclosure Threats Making Banks Accountable

Foreclosure threats making banks accountable, puts the shoe on the other foot.This long-running saga revolves around what happens when you stop paying the mortgage for three years. And what to do when they threaten to take you to court. During… Continue Reading →

Re-Pay Non-Existent Something

Re-pay non-existent something is a strange concept. And it’s one that challenges conventional understanding of loans, debt, and money. When you take out a loan under today’s global banking system, it feels very paradoxical. How can you re-pay something that… Continue Reading →

Bank Mortgage Lacks Disclosure

Bank mortgage lacks disclosure around what the customer is borrowing. When you apply for a “loan”, does the bank officer explain how the banking system works? So that you fully understand, particularly with loans and mortgages, what you are “borrowing”?… Continue Reading →

Making An Offer The Bank Can’t Refuse

Making an offer the bank can’t refuse! This could be a powerful tactic in dealing with silence by the bank. Especially when you feel the bank hasn’t provided adequate proof of debt. (None of this is legal advice, so do… Continue Reading →

Home Loan Account Bank Deception

Home loan account bank deception starts with the wording… Terminology used by banks based on a traditional understanding of “lending”. Today’s mechanics behind “home loan” and “loan account” processes are covered in a mysterious veil. Many people still believe that… Continue Reading →

Banks Lending What to Whom?

Banks lending what to whom is a question asked by many people being threatened by foreclosure. In the traditional sense, when you ask a bank for a loan, you’re wanting to borrow money to make a purchase, like a home… Continue Reading →

Truths about Bank Loans and Mortgages

Truths about bank loans and mortgages may seem a little far-fetched to most people. By the way, none of this is financial or legal advice. Do your own research before making any decisions. However, beneath the surface, truths about bank… Continue Reading →

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