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Category Banking

Banking history and laws

Farmers Bank Loans

Farmers buy seed to plant, to make a potential gain at harvest time. To do this, farmers exchange money for seed. Next these farmers plant seeds, nurtures crop – and just before harvest, a big storms sweeps through and destroys… Continue Reading →

Banks Don’t Talk, So What Now?

Banks don’t talk? The bank staff don’t answer letters? Their advertised material states that if there’s a discrepancy on the bank statement, to contact them… But they don’t reply… Certainly not what you expect from a bank. Dealing with them,… Continue Reading →

Education In Money Creation

Education in money creation starts with a shift in thinking. In modern banking, banks have the ability to create money by extending loans, through a process called fractional reserve banking. None of this is financial advice – do your own… Continue Reading →

Burden Of Proof By Banks

Burden of proof is taking over three years! Not 90 days… yet the bank remains silent. They engage lawyers, send threatening letters demanding monies and foreclosure. And still fail to provide any verification supporting claims of an “outstanding loan account… Continue Reading →

Banks & Post Office, and Your Empowerment

Banks & Post Office, and Your Empowerment: The UK Post Office scandal has exposed how large institutions, whether government-backed or private, exploit vulnerable individuals. The story, while tragic, reveals how people can reclaim their power and fight back against systemic… Continue Reading →

Third-Party Lawyers in Legal Disputes

Third-party lawyers in legal disputes… seems there’s no legal requirement that you communicate or deal directly with third-party lawyers hired by the opposing party in a legal dispute. There may be certain situations in which it’s advisable to engage with… Continue Reading →

Bank customers can challenge Bank decisions

Bank customers can challenge the bank’s decisions, request certified documentation, and demand transparency. Under UK law, customers can seek clarity and fairness when dealing with banks. Banks must provide clear, accurate information. In many cases, they follow certain procedures to… Continue Reading →

ANZ Bank Threat to Consumer Rights

ANZ Bank Queensland Customer Exposes Threat to Consumer Rights – Press Release: (Queensland, Australia 5th November 2024) In a battle for financial transparency, a Queensland customer is challenging “Australia And New Zealand Banking Group” (ANZ). The bank is refusing to… Continue Reading →

Banks Ignore Complaints – Why?

Banks ignore complaints, and financial regulatory authorities ignore complaints about the banks ignoring complaints. Is it a beautiful system of evasion? Or is it avoidance? What’s the difference: Evasion: intentionally circumventing their responsibilities, eluding obligations, or deceiving customers and the… Continue Reading →

Prove Alleged Debt, Stops Mortgage Stress

Prove the alleged debt!  It isn’t a big ask of your bank or their lawyers and/or debt collectors… Until you actually demand the evidence. Notice how banks are quick to use threats and intimidation to extort monies. Yet very, very… Continue Reading →

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