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Category Banking

Banking history and laws

Banks Lending What to Whom?

Banks lending what to whom is a question asked by many people being threatened by foreclosure. In the traditional sense, when you ask a bank for a loan, you’re wanting to borrow money to make a purchase, like a home… Continue Reading →

Truths about Bank Loans and Mortgages

Truths about bank loans and mortgages may seem a little far-fetched to most people. By the way, none of this is financial or legal advice. Do your own research before making any decisions. However, beneath the surface, truths about bank… Continue Reading →

Bureaucratic Indifference and Corporate Evasiveness

Bureaucratic indifference and corporate evasiveness have become the hallmarks of an institution more focused on preserving its own inertia than addressing the genuine concerns of its employees and customers. It’s all too common for people to feel caught in the… Continue Reading →

Time Value Money (TVM) in Banking

Time Value Money (TVM) is a principal relating to the changing value of money over time. Money today is worth more than the same amount of money in the future due to its potential earning power (interest, investments, etc.). So… Continue Reading →

Bank’s Burden of Proof in Foreclosure

Bank’s burden of proof in foreclosure is pretty fundamental. They’re asking for a sum of money to settle an alleged debt. So far, they’ve not shown any evidence to support such a claim. If the bank’s threatening you with morgage… Continue Reading →

Misleading Conduct By The Bank

Misleading conduct by the bank, including refusal to clarify suspicious charges can cause significant confusion and financial distress. When the bank claims they authorize and verify entries on bank statements, why would they refuse to identify the authorizing officer? Why… Continue Reading →

Hindrance And Concealment By Bank Staff

Hindrance and concealment of vital information by bank staff is obstructing the resolution of alleged outstanding liabilities. If the people at the bank refuse to talk to you, don’t answer your letters, or fail to address your concerns, this behavior… Continue Reading →

Client Legal Privilege

Client legal privilege is a card lawyers love to use when they’re ducking and weaving for cover. When lawyers refuse to disclose basic information, it raises significant legal and ethical concerns. For instance, when asking for evidence of their contract… Continue Reading →

Corporate Accountability Imbalance

Corporate accountability imbalance is evident in Bates v Post Office, just as much as with the bank. Funny how, when things go well for a corporation, the living men and women get the credit. But when things don’t go well,… Continue Reading →

Safety Of Bank Mortgage Claim

Safety of bank mortgage claim is now in question. Three years not making (alleged) outstanding home loan repayments, and the bank still remain silent. Like a game of chess, who’s playing the next move? At least in a chess match,… Continue Reading →

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