Banks don’t talk? The bank staff don’t answer letters? Their advertised material states that if there’s a discrepancy on the bank statement, to contact them… But they don’t reply… Certainly not what you expect from a bank. Dealing with them,… Continue Reading →
Education in money creation starts with a shift in thinking. In modern banking, banks have the ability to create money by extending loans, through a process called fractional reserve banking. None of this is financial advice – do your own… Continue Reading →
Burden of proof is taking over three years! Not 90 days… yet the bank remains silent. They engage lawyers, send threatening letters demanding monies and foreclosure. And still fail to provide any verification supporting claims of an “outstanding loan account… Continue Reading →
AFCA is a great place to work, according to 2023 AFR BOSS Best Places to Work rankings. Australian Financial Complaints Authority Limited (AFCA) is one of the top 5 best places to work in Australia’s financial services sector.. This comes… Continue Reading →
Banks & Post Office, and Your Empowerment: The UK Post Office scandal has exposed how large institutions, whether government-backed or private, exploit vulnerable individuals. The story, while tragic, reveals how people can reclaim their power and fight back against systemic… Continue Reading →
Third-party lawyers in legal disputes… seems there’s no legal requirement that you communicate or deal directly with third-party lawyers hired by the opposing party in a legal dispute. There may be certain situations in which it’s advisable to engage with… Continue Reading →
Bank customers can challenge the bank’s decisions, request certified documentation, and demand transparency. Under UK law, customers can seek clarity and fairness when dealing with banks. Banks must provide clear, accurate information. In many cases, they follow certain procedures to… Continue Reading →
ANZ Bank Queensland Customer Exposes Threat to Consumer Rights – Press Release: (Queensland, Australia 5th November 2024) In a battle for financial transparency, a Queensland customer is challenging “Australia And New Zealand Banking Group” (ANZ). The bank is refusing to… Continue Reading →
Accounting standards for banks in Queensland means complying with Australian Accounting Standards Board (AASB) and Public Records Act 2002 (QLD). Banks in Australia are required to maintain transparency in their financial reporting practices in relation to customer accounts. As with… Continue Reading →
Banks ignore complaints, and financial regulatory authorities ignore complaints about the banks ignoring complaints. Is it a beautiful system of evasion? Or is it avoidance? What’s the difference: Evasion: intentionally circumventing their responsibilities, eluding obligations, or deceiving customers and the… Continue Reading →
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