Mortgage – 10-point valid Contract?  Do you have a valid legal-lawful contract with your bank? Here’s 10 points to consider while conducting your due diligence – none of this is legal or financial advice.

The Bank wants to on-sell or assign your loan and keep the money for themselves for their own greed and profits, whilst keeping you in the belief that you are fully encumbered through the registered Mortgage.

Based on the Common Law criteria for the creation of a contract… Does your contract contain ALL 10 of these elements for a valid Contract:

1.Offer – you ask for a loan of Money
2. Acceptance – the bank accepts, your signed “offer” becomes a promissory note to pay
3.Consideration – the bank does not lend you real money – they “create” money with a bookkeeping entry
4.Intention to Enter Legal Relations – the banks use Deception (without FULL disclose) which negates a contract.
5.Legality of Purpose – it is unlawful(?) for banks to “create money from thin air”
6.Capacity to Contract – the Banks give you wrong (false and misleading) information about “lending” you money – Ask them where the “money” comes from.
7.Genuine Consent – the banks make you “The borrower” when you are “the lender”.
8.Certainty of Terms – Banks variable interest rates are uncertain, so the payments are not “fixed” from the outset
9.Possibility of Performance – Banks cannot “lend” their shareholders /depositors funds (so where does “the money” come from?
10.Enforceable by Law – Banks have used Deception, and Fraud…Fraud negates any contract, making it unenforceable…

Does your Bank Mortgage meet the 10-point valid Contract criteria?

For everyone with a bank dispute, foreclosure, or in bank challenges….

The obligation is not on the Borrower to prove the right of possession to property he or she holds title to. The obligation lies with the Bank to prove the Borrower is in default and that they have a right to possession.

DWM’s technology proves the fraud, and penalties with Correct-sentence-structure-communication-parse-syntax-grammar.