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Bank Home Loan Offer

Bank home loan offer raises some curious issues. A few months ago an unsigned anonymous letter on bank letterhead offers a 15% discount, if the (alleged) outstanding loan account balance of $XYZ,000 is cleared in full, within 21 days of… Continue Reading →

Powers and Principalities

Powers and principalities go beyond politics and corporations. “We wrestle not against flesh and blood but against principalities and powers…” Ephesians 6:12 Two thousand years on it still captures a profound truth about the nature of power and influence. We’re… Continue Reading →

Corporate Person as a Legal Entity

Corporate person as a legal entity allows a business to function independently from its owners. This gives a corporation the ability to engage in legal transactions, incur debt, and enjoy certain protections. It also raising questions about the extent of… Continue Reading →

Contract Formation in Law

Contract formation in law has key elements and principles to be legally binding. A contract is a legally binding agreement between two or more parties, outlining their rights, duties, and obligations. For a contract to be enforceable, it must meet… Continue Reading →

Banks Mortgage Deception

Banks mortgage deception reveals a systematic effort to mislead borrowers. It’s like unraveling a golf ball, where the more you peel back, the more knots and entanglements you uncover. Why does the bank, with all its layers of legal and… Continue Reading →

Bank Obfuscation and Duplicity

Bank obfuscation and duplicity creates a maze of confusion and mistrust. Living men and women working for and behalf of the bank deliberately withhold crucial financial information, and avoid transparency. This might not be corporate veil piercing, but certainly suggests… Continue Reading →

Postal Laws and Language Fraud

Postal laws and language fraud can go hand in hand, especially when language is used deceptively in the context of postal communication. This applies whether it’s physical mail or digital correspondence. Because postal laws primarily regulate the sending, delivery, and… Continue Reading →

Lawyers Acting on Instructions, No Defense

Lawyers acting on instructions is not a defense. They may claim to be “just acting on their client’s instructions,” following the directions given by the bank. This doesn’t shield them from liability for fraudulent conduct, misleading representation, or other violations… Continue Reading →

Language Fraud Equals Postal Fraud

“Language fraud” is the manipulation or distortion of language in legal or contractual communication in a deceptive manner. It often misleads or deceives parties into an unfair agreement or contract. Check out your mortgage contract! The fraud arises through manipulation… Continue Reading →

Fraudulent Claims by Bank’s Lawyers

Fraudulent claims by Bank’s lawyers using the mail service demanding payments of unsubstantiated outstanding loan account balances… It’s likely they’re committing fraud. By the way, none of this is legal advice. Do your own research. Read the fine print. Who’d… Continue Reading →

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