Debt collection laws in Australia specify that once a debt is disputed, certain collection activities must cease until the dispute is resolved. By the way, none of this is legal advice, so do your own homework. If a debt’s in… Continue Reading →
Interest being mortgaged on a mortgage document the bank files with the Land Registry Office in Queensland raises some questions. We’re not lawyers, and none of this is legal advice. Do your own research… Firstly, there’s no “street address”, only… Continue Reading →
Mortgage stress describes a situation where a significant proportion of a household’s income is spent on mortgage repayments, causing financial difficulties and strain. While there’s no universal definition, mortgage stress typically occurs when a household spends 30% or more of… Continue Reading →
Diligence and good faith, how much effort is enough to seek settlement with the bank? Do you think sending over fifty registered mail documents to senior bank executives, and follow-up emails is enough? Or going into the branch to be… Continue Reading →
The term “pro se” is a Latin phrase that means “on one’s own behalf” or “for oneself.” In the context of the legal system, when an individual chooses to represent themselves in a legal proceeding without the assistance of a… Continue Reading →
There’s no accounting for mortgage figures by the banks… Try asking for audited accounts to prove the amount they’re demanding is correct. You’ll be lucky if they answer. You may be suffering mortgage stress for no reason. The bank may… Continue Reading →
Farmers buy seed to plant, to make a potential gain at harvest time. To do this, farmers exchange money for seed. Next these farmers plant seeds, nurtures crop – and just before harvest, a big storms sweeps through and destroys… Continue Reading →
Corporate legal fiction lies in the notion that a corporation can hold the same legal rights and obligations as a human being. Even though it’s an artificial entity with no physical presence or consciousness. Thus often obscuring the true accountability… Continue Reading →
Banks don’t talk? The bank staff don’t answer letters? Their advertised material states that if there’s a discrepancy on the bank statement, to contact them… But they don’t reply… Certainly not what you expect from a bank. Dealing with them,… Continue Reading →
Education in money creation starts with a shift in thinking. In modern banking, banks have the ability to create money by extending loans, through a process called fractional reserve banking. None of this is financial advice – do your own… Continue Reading →
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