Bank customers can challenge the bank’s decisions, request certified documentation, and demand transparency. Under UK law, customers can seek clarity and fairness when dealing with banks. Banks must provide clear, accurate information. In many cases, they follow certain procedures to… Continue Reading →
ANZ Bank Queensland Customer Exposes Threat to Consumer Rights – Press Release: (Queensland, Australia 5th November 2024) In a battle for financial transparency, a Queensland customer is challenging “Australia And New Zealand Banking Group” (ANZ). The bank is refusing to… Continue Reading →
Accounting standards for banks in Queensland means complying with Australian Accounting Standards Board (AASB) and Public Records Act 2002 (QLD). Banks in Australia are required to maintain transparency in their financial reporting practices in relation to customer accounts. As with… Continue Reading →
Banks ignore complaints, and financial regulatory authorities ignore complaints about the banks ignoring complaints. Is it a beautiful system of evasion? Or is it avoidance? What’s the difference: Evasion: intentionally circumventing their responsibilities, eluding obligations, or deceiving customers and the… Continue Reading →
Prove the alleged debt! It isn’t a big ask of your bank or their lawyers and/or debt collectors… Until you actually demand the evidence. Notice how banks are quick to use threats and intimidation to extort monies. Yet very, very… Continue Reading →
ANZ Bank $25m fine by Federal Court of Australia “ANZ Bank made 155,868 false or misleading representations to customers regarding the systems and processes in place to administer the Breakfree Benefits and Offset Benefits. Over this period, a total of… Continue Reading →
Pro se “representation” is a strange concept when you think about it. How can a living man “re-present” himself? How can you “act” as yourself? When lawyers twist everyday language, it often leads to confusion and frustration. A court cannot… Continue Reading →
Lawyers’ misleading language affects us all. “Fictitious conveyance of language” refers to the deliberate use of false or misleading language to convey a message or legal meaning that doesn’t reflect reality. It’s blatant deceptive or fraudulent communication. Fictitious conveyance of… Continue Reading →
Mail and language fraud apply to carriage services involving communications through postal or electronic services. Let’s break these two concepts down in relation to carriage services: 1. Mail Fraud and Carriage Services Mail fraud refers to the use of postal… Continue Reading →
Banking and money supply is not what many people think. They look at banks as intermediaries that take deposits and lend money, but this view doesn’t accurately reflect what’s happening. In reality, banks are creators of the money supply. The… Continue Reading →
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