Is ASIC victim of regulatory capture, a situation in which a regulatory body becomes influenced or dominated by the industries it regulates? In recent years, criticisms of ASIC (Australian Securities and Investments Commission) suggest that it’s too lenient with big… Continue Reading →
Banks & Post Office, and Your Empowerment: The UK Post Office scandal has exposed how large institutions, whether government-backed or private, exploit vulnerable individuals. The story, while tragic, reveals how people can reclaim their power and fight back against systemic… Continue Reading →
Bank customers can challenge the bank’s decisions, request certified documentation, and demand transparency. Under UK law, customers can seek clarity and fairness when dealing with banks. Banks must provide clear, accurate information. In many cases, they follow certain procedures to… Continue Reading →
ANZ Bank Queensland Customer Exposes Threat to Consumer Rights – Press Release: (Queensland, Australia 5th November 2024) In a battle for financial transparency, a Queensland customer is challenging “Australia And New Zealand Banking Group” (ANZ). The bank is refusing to… Continue Reading →
Banks vs Post Office raises the question whether there is much difference with the way that “we the people” are treated by large corporations. The recent scandal surrounding the UK Post Office’s treatment of its subpostmasters has sent shockwaves through… Continue Reading →
Fraud and Defraud are often used interchangeably, yet there’s subtle differences in their meanings. While they share similarities in terms of deception and dishonesty, the key distinction lies in the specific intent and the severity of the actions involved. Defraud… Continue Reading →
Ever wonder about AFCA bias towards Banks? Australian Financial Complaints Authority Limited is Australia’s financial “ombudsman”, an organisation funded by the banks and insurance companies. AFCA appears to assume that banks “act in good faith“, giving more weight to banks’… Continue Reading →
How can you repay “money” if no “money” was “loaned” at the outset? If money is “created” to lend to buy a house, and the bank has not suffered a loss, how can they demand repayment with interest? The notion… Continue Reading →
Mortgage money – where do banks find the money to lend to you when you enter into a mortgage contract? Do you actually “borrow” money from the bank’s depositors, or does the bank magically “create” money? When you take out… Continue Reading →
Banks or Government: “Let me make the ballads of a nation, and I care not who makes its laws.” – Sir Phillip Sydney (1554-1586). William Pitt the Younger (1759 – 1806) said: “Let the American people go into their debt-funding… Continue Reading →
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