Banks financial sophistry becomes very apparent when dealing with an alleged outstanding loan liability. The bank has yet to provide the unpaid loan account’s owners details. Or reply to a whole list of questions seeking better particulars about the alleged… Continue Reading →
Bank mortgage lacks disclosure around what the customer is borrowing. When you apply for a “loan”, does the bank officer explain how the banking system works? So that you fully understand, particularly with loans and mortgages, what you are “borrowing”?… Continue Reading →
Client legal privilege is a card lawyers love to use when they’re ducking and weaving for cover. When lawyers refuse to disclose basic information, it raises significant legal and ethical concerns. For instance, when asking for evidence of their contract… Continue Reading →
Is ASIC victim of regulatory capture, a situation in which a regulatory body becomes influenced or dominated by the industries it regulates? In recent years, criticisms of ASIC (Australian Securities and Investments Commission) suggest that it’s too lenient with big… Continue Reading →
Banks & Post Office, and Your Empowerment: The UK Post Office scandal has exposed how large institutions, whether government-backed or private, exploit vulnerable individuals. The story, while tragic, reveals how people can reclaim their power and fight back against systemic… Continue Reading →
Bank customers can challenge the bank’s decisions, request certified documentation, and demand transparency. Under UK law, customers can seek clarity and fairness when dealing with banks. Banks must provide clear, accurate information. In many cases, they follow certain procedures to… Continue Reading →
ANZ Bank Queensland Customer Exposes Threat to Consumer Rights – Press Release: (Queensland, Australia 5th November 2024) In a battle for financial transparency, a Queensland customer is challenging “Australia And New Zealand Banking Group” (ANZ). The bank is refusing to… Continue Reading →
Banks vs Post Office raises the question whether there is much difference with the way that “we the people” are treated by large corporations. The recent scandal surrounding the UK Post Office’s treatment of its subpostmasters has sent shockwaves through… Continue Reading →
Fraud and Defraud are often used interchangeably, yet there’s subtle differences in their meanings. While they share similarities in terms of deception and dishonesty, the key distinction lies in the specific intent and the severity of the actions involved. Defraud… Continue Reading →
Ever wonder about AFCA bias towards Banks? Australian Financial Complaints Authority Limited is Australia’s financial “ombudsman”, an organisation funded by the banks and insurance companies. AFCA appears to assume that banks “act in good faith“, giving more weight to banks’… Continue Reading →
© 2025 Small Change Big Profits
Baskerville theme by Anders Noren — Up ↑