Banks financial sophistry becomes very apparent when dealing with an alleged outstanding loan liability. The bank has yet to provide the unpaid loan account’s owners details. Or reply to a whole list of questions seeking better particulars about the alleged… Continue Reading →
Making an offer the bank can’t refuse! This could be a powerful tactic in dealing with silence by the bank. Especially when you feel the bank hasn’t provided adequate proof of debt. (None of this is legal advice, so do… Continue Reading →
Bank’s burden of proof in foreclosure is pretty fundamental. They’re asking for a sum of money to settle an alleged debt. So far, they’ve not shown any evidence to support such a claim. If the bank’s threatening you with morgage… Continue Reading →
Mortgage stress describes a situation where a significant proportion of a household’s income is spent on mortgage repayments, causing financial difficulties and strain. While there’s no universal definition, mortgage stress typically occurs when a household spends 30% or more of… Continue Reading →
Banks don’t talk? The bank staff don’t answer letters? Their advertised material states that if there’s a discrepancy on the bank statement, to contact them… But they don’t reply… Certainly not what you expect from a bank. Dealing with them,… Continue Reading →
Prove the alleged debt! It isn’t a big ask of your bank or their lawyers and/or debt collectors… Until you actually demand the evidence. Notice how banks are quick to use threats and intimidation to extort monies. Yet very, very… Continue Reading →
ANZ Bank $25m fine by Federal Court of Australia “ANZ Bank made 155,868 false or misleading representations to customers regarding the systems and processes in place to administer the Breakfree Benefits and Offset Benefits. Over this period, a total of… Continue Reading →
Mortgage stress is a serious issue that affects many individuals and families worldwide. Chances are, if you’re reading this article, you’re already in a pile of poo. But the good news is, that in the next ten minutes, you’ll have… Continue Reading →
Fraud debt collection, using fear. That’s all it is. The process of confiscation and illegal seizure of money and property starts with the banks’ illegal creation of money and ends with the bottom feeders – the debt collectors who prey… Continue Reading →
Here’s a Banker (on Bank Loans). It’s a Court testimony, during a Foreclosure trial. Whether it’s “genuine” or not, read through the whole “transcript” as it contains some valuable points to consider. The Banker (“B”) is placed on the witness… Continue Reading →
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