Bank mortgage lacks disclosure around what the customer is borrowing. When you apply for a “loan”, does the bank officer explain how the banking system works? So that you fully understand, particularly with loans and mortgages, what you are “borrowing”?… Continue Reading →
Education in money creation starts with a shift in thinking. In modern banking, banks have the ability to create money by extending loans, through a process called fractional reserve banking. None of this is financial advice – do your own… Continue Reading →
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