Truths about bank loans and mortgages may seem a little far-fetched to most people. By the way, none of this is financial or legal advice. Do your own research before making any decisions.

However, beneath the surface, truths about bank loans and mortgages reveal more than just a simple transaction. What you’ll discover is a complex system where you, as the borrower, may become the guarantor for a debt benefiting the bank and its living representatives, not you.

On the surface, you’re borrowing money to purchase a home. But what really happens behind the scenes?

The Meeting: The Living vs. The Dead

First, you meet with a bank official, maybe the bank manager or loan officer. They explain the loan terms, interest rates, repayment schedules, and so forth. Then they ask you a series of questions to determine if you qualify.

A bank, though it seems like a large, bustling institution, is just a corporate entity. It’s a dead legal fiction, a creation of law, not a living being. Also known as “corporate personhood.”

Even though lawyers will tell you that a corporate entity has the capacity to sue and be sued, they lie. Only living beings can enter into contracts, not corporations or other “dead” entities. If that’s not the case, then why do corporations hire staff?

Because if corporations really have the capacity to sue and be sued, they must have the capacity to think. But they can’t think, because they’re dead entities. Nothing more than a piece of paper.

Now, let’s focus on the living parties involved.

So there’s you, the bank manager, and the ownership behind the bank. The bank manager’s a living human being, consenting to their role in the institution. And you’re the person requesting the loan.

While the bank itself is technically the party issuing the loan, it’s important to remember that a corporation exists only because of the intent of a living being who created it.

So, behind the scenes, the true borrower is not you, but the bank manager, as they are the ones facilitating the transaction.

Paperwork and Signatures

After the initial conversation, paperwork is drawn up. You review the terms, sign the documents, and seemingly, the transaction is complete. You receive the mortgage that allows you to purchase the home of your dreams—or so you think.

At this point, a crucial fact comes to light.

When you sign the agreement, you’re not necessarily “borrowing” money in the traditional sense. Rather, you’re creating an agreement that obligates you to pay back the amount the bank “loaned” you.

But here’s the catch.

When you examine the agreement carefully, you’ll often notice that you’re not purchasing the property outright.

Instead, you’re listed as a tenant.

In legal terms, you may hold what’s called “equitable ownership,” but the bank retains the true legal title.

Who Really Owns the Property?

The bank’s a “dead” corporation. Both the bank’s existence and actions are bound by the intent of the living beings who manage it and own it.

So, when you sign a mortgage agreement, it’s not truly the bank that’s getting the money. It’s the bank manager and the owners behind the bank. These owners, though nameless to the public, ultimately benefit from the transaction, as they control the institution.

Here’s where things become even more intricate.

You may have signed the paperwork believing you were securing ownership of your home. In reality, the bank manager, who’s agreed to the terms of the corporate entity they work for, is the one who holds the title. They are the de facto owner of the property, not you.

Consent Of Bank Loans And Mortgages

Every action, every decision, requires consent. The bank manager consents to work for the bank. This means they consent to all the obligations, responsibilities, and rules that come with the role.

The bank exists only because people choose to form it, run it, and maintain it.

Remember, it’s the living beings that are really entering into a contract. So consent and the laws that bind it govern this contract.

When you sign your mortgage agreement, you’re giving consent to a system that ultimately benefits the owners of the bank, not necessarily yourself.

What people don’t realize about a contract is that the contract is not completed when you sign it. This applies whether it’s for a mortgage, loan, or any legal agreement. The real contract is sealed the moment you agree to it, and this happens the moment you touch the document.

Like when a police officer hands you a speeding ticket!

When you sign, you don’t just use ink; you use your very being, your physicality, your DNA, which seals the deal. Alongside yours, the DNA of the bank manager (or whoever represents the bank) is also involved. Their DNA and yours, combined in this moment, create a bond—one that you might not fully understand at first glance.

Loans And Mortgages Online

Do you now understand why the banks want everything online?
Applications, agreements, contracts, all online.

Now, think back to when you were born.

The hospital records your footprints and your blood samples. That’s not just a routine. This is part of a process that creates a “lawful joinder” between your DNA and your name, which is registered in government records.

By registering your name, your parents, in a sense, agree to a system. And your consent to this system is sealed in that very act of registration.

The original record is stored in a registry book—a sealed document that evidences this contract, this arrangement.

But here’s where the story takes a deeper, more unsettling turn.

Your DNA is now linked to this contract system.

Some people suggest that when you’re entering into an agreement to purchase your home, you’re acting as a guarantor for the bank manager’s loan.

The arrangement’s set up so that you, the borrower, are secondary in status. While the bank manager’s the real holder in due course, the primary party benefiting from the loan.

And the mortgage agreement essentially turns you into a tenant, not an owner.

The bank, in this system, never truly gives you the funds to buy your home; it is only the intermediary. The bank manager, the living, breathing person standing before you, holds the true money and real power.

And once you sign the papers, the bank’s legal claim on the property is established. But it’s not your property, in the true sense of ownership. It’s only a temporary arrangement where you are, for all intents and purposes, a tenant.

The bank’s role is to act as a middleman. And once the contract is sealed, it is theirs to control, not yours.

Bank Loans And Mortgage Defaults

What happens when the mortgage defaults? When the loan isn’t repaid?

The bank, which in reality is just a corporate shell, doesn’t bear the full responsibility.

Because the bank manager, an employee of the corporation, skips out on their debt leaving you holding the bag. You’re the guarantor, the one agreeing to be responsible for the loan in the first place.

But in the grand scheme, it’s never really your loan to begin with. It’s always the bank manager’s loan, and they’ve absconded from their debt, leaving you to deal with the fallout.

Legally, you might be trapped.

You might feel as though you can’t fight back, that you have no standing because you’re considered a third-party interloper in the entire scheme.

But here’s the twist.

While you may not have a “legal” leg to stand on, you do have a lawful one. And that’s where things start to change.

In fact, when fraud is revealed—when it’s clear that a contract was designed to deceive—the fraud renders the contract null and void.

The legal name, the very structure of the agreement, is fraudulent from the start.

The loans, mortgages, and the entire system were built with fraudulent intent. Once the fraud is understood, all contracts tied to it are effectively invalid.

The truth comes out when you realize that the contract is not between you and the bank or its dead corporate structure. The contract, the binding agreement, is always between you and the other living party—the person you signed with. The bank manager, the living being in front of you, is the true party of interest in the transaction.

And the moment you understand these truths about bank loans, you begin to see how the system is structured to deceive.

The Foreclosure Trap

When things fall apart and the bank forecloses on the property, remember this.

The foreclosure’s not really about you as the borrower. It’s about the bank manager’s failure to pay the debt they created.

The person acting as the intermediary for the bank is the one responsible. They’ve skipped their part of the deal. You’re left with the consequences.

The bank then grabs the property and proceeds to kick you, the tenant, out, only to repeat the cycle with another unsuspecting victim.

It’s a revolving door of deception.

The bank’s employees are all complicit, and the responsibility traces back up the chain to the CEO and the board of directors who have structured the system to work in their favor.

This isn’t just a financial scam. It’s a spiritual game.

A game where consent, intention, and authority are used, to create an illusion of ownership and control. The deeper layers of fraud and deceit can’t be uncovered by simply looking at the legal system alone.

It’s a vast, clever ruse that hides the truth beneath the surface.

Truths About Bank Loans and Mortgages

This is where things get unsettling around truths about bank loans and mortgages. Land, the property, the mortgages, the loans—are all owned by the Crown Corporation, as it all traces back to the Bank of England.

The Bank of England was the first institution to create the framework for this entire system of financial control.

Once you realize that all things registered are essentially owned by the Crown, you begin to understand the vast scope of this financial game.

This isn’t just a problem for individuals; it’s a systemic issue that has been operating for centuries.

From the original bank to the corporations that followed, this system has been designed to make you feel like an owner.

Truths about bank loans is, in reality, you’re just another cog in a machine that exists to perpetuate wealth and power in the hands of a few.

And so the cycle continues.

You lend the bank manager the money so they can buy your home. When the deal goes sour, you end up paying for their failure. Meanwhile, the true owners—the ones who control the bank—are never held accountable. They’re the ones who profit, and you’re the one left holding the debt.

It is, indeed, a game—a game of spiritual deception, financial manipulation, and legal trickery.

And while the system may seem unbreakable, understanding the true nature of the contract and the parties involved gives you a powerful tool.

Recognize the game for what it is, and you may just begin to see the path to true freedom.