Re-pay non-existent something is a strange concept. And it’s one that challenges conventional understanding of loans, debt, and money. When you take out a loan under today’s global banking system, it feels very paradoxical. How can you re-pay something that… Continue Reading →
Bank mortgage lacks disclosure around what the customer is borrowing. When you apply for a “loan”, does the bank officer explain how the banking system works? So that you fully understand, particularly with loans and mortgages, what you are “borrowing”?… Continue Reading →
Banks lending what to whom is a question asked by many people being threatened by foreclosure. In the traditional sense, when you ask a bank for a loan, you’re wanting to borrow money to make a purchase, like a home… Continue Reading →
Education in money creation starts with a shift in thinking. In modern banking, banks have the ability to create money by extending loans, through a process called fractional reserve banking. None of this is financial advice – do your own… Continue Reading →
Banking Best-Kept Secrets revealed by a twelve-year-old-Canadian girl a few years ago: Have you ever wondered why Canada is in debt? And have you ever wondered why the government forces Canadians to pay so many taxes? Or have you ever… Continue Reading →
Here’s a Banker (on Bank Loans). It’s a Court testimony, during a Foreclosure trial. Whether it’s “genuine” or not, read through the whole “transcript” as it contains some valuable points to consider. The Banker (“B”) is placed on the witness… Continue Reading →
Banking is fraud, except it’s not fraud if you have a banking license. Which may explain why banks are not seen as committing fraud with money creation. Even if there’s not full disclosure, when you go to the bank, cap… Continue Reading →
How can you repay “money” if no “money” was “loaned” at the outset? If money is “created” to lend to buy a house, and the bank has not suffered a loss, how can they demand repayment with interest? The notion… Continue Reading →
The creation of money has been a contentious issue, with deceptive lending by banks. In essence banks conjuring funds out of thin air to “lend” to borrowers. “Is it possible in these days of disbelief in physical miracles really to… Continue Reading →
If XYZ BANK does not provide these particulars or cannot prove that the nature of this account is honest and fair, then I never had any obligations related to this account
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